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Destination
Policy type
No. of travellers
Adult 18-35
Adult 36-55
Adult 56-65
Adult 66-69
Adult 70-74
Adult 75-79
Adult 80-85
Kids (3-17)
Infant (0-2)
Relationship
Departure date
Return date
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Summary of cover 

Policy Summary (policies issued after 01/09/2008)

Policy Section Limit of Cover per person (Standard) Excess
If you need emergency medical attention
If you have a sudden and unforeseen accident or illness during your trip we will pay for your reasonable medical expenses and the costs of bring you back to the UK.
£3,000,000 £135
Emergency Dental Treatment
We will pay for the cost of providing temporary neccessary treatment for the immediate relief of pain
£250 £130
Public hostpial inconvenience benefit
We will pay you a daily benefit per complete day of in-patient treatment up to a maximum amount.
£25 per complete day of inpatient treatment: up to £500 Nil
If you are unable to go on your trip or if you need to come home early
We will pay for the costs of your trip if you have to cancel because of the unforeseen illness or death of a close relative, or if your presence is required in the UK because you are called up on jury service, subpoenaed as a witness in a court of law, or your home has been severely damaged, or you are made redundant, or you are compulsorily quarantined, or if you cancel after a 12- hour delay.
£1,000 £130
If you choose to cancel after a 24 hour delay £750 £130
Missed Departure
We will pay reasonable additional travelling and accommodation expenses necessarily incurred to reach your booked destination because of failure of public transport, or breakdown of or accident to the private vehicle in which you are travelling.
£500 £130
If your possessions are lost, stolen or damaged
If your luggage is lost, stolen or damaged we will pay for the cost of replacement (less wear, tear and depreciation).
£750 £130
If your possessions are delayed
We will pay a benefit to purchase essential items if your luggage is delayed on your outward journey
£50 per complete day: up to £100 Nil
If your cash is lost or stolen
We will cover you for the loss of money you are carrying on your person or which you have left in a safety deposit box.
100 130
If your passport is lost or stolen
If you lose your passport we will pay for reasonable travel and accommodation costs incurred in replacing it.
150 130
Personal Liability
If you become legally liable for accidentally injuring any person or damaging their property, we will cover you against all sums which you become legally liable to pay and all costs awarded to the claimant or incurred in defending the claims
£1,000,000 per policy £130
Death and disability benefit
Covers you for loss of life, limb or sight that occurs during the trip after an accident.
  • Death
  • Permanent loss of sight or limb
  • Permanent Total Disablment




£10,000
£10,000
£10,000




Nil
Nil
Nil
Nil
Nil
If you need legal advice
If you suffer death, illness or injury during your trip and decide to take legal action in pursuit of compensation, we will pay for legal costs and additional travel expenses.
£15,000 per policy £130
If you are mugged
If you suffer death, illness or injury during your trip and decide to take legal action in pursuit of compensation, we will pay for legal costs and additional travel expenses.
£30 per complete day of inpatient treatment: up to £ 300 Nil
Withdrawal Of Services
Covers you if you are without water, gas or electricity for more than 60 hours
£200 Nil
Domestic Pets
If your return journey is delayed we will pay for extra kennel or cattery fees
£25 per complete day: up to £150 Nil
If you are hijacked
Covers you if your aircraft or sea vessel is hijacked for more than 24 hours
£100 per complete day: up to £1,000 Nil
If a natural disaster occurs
Covers you if your aircraft or sea vessel is hijacked for more than 24 hours
Nil Nil
Optional Winter Sports cover - Your policy can be extended to cover winter sports on payment of an additional premium
Winter Sports Extension (Optional)
In addition to Section 16 we will pay if the ski equipment owned or hired by you.
  • Equipment (Owned)
  • Single Article Limit
  • Hired Total
  • Ski Hire
  • Ski Pack
  • Piste closure
  • Avalanche cover
  • No Ski Cover




£500
250
250
200
300
200
250
500




130
130

130
Nil
Nil
Nil
Nil
Nil
Optional Golf cover - Your policy can be extended to cover your golf equipment on payment of an additional premium
Golf Cover Extension (Optional)
In addition to section 21 we will pay if the Golf Equipment owned or hired by you is lost or damaged
  • Equipment (Owned)
  • Single Article Limit
  • Hired
  • Green Fees




£1,500
£250
£20 per complete day: up to £200
£75 per complete day: up to £300




£130
£130

Nil
Nil
Optional Business cover - Your policy can be extended to cover your business equipment on payment of an additional premium
Business Extension (Optional)
In addition to section 24 we will pay if the Business Equipment owned by you is lost or damaged
  • If your Business Equipment is lost or stolen
  • Single Article Limit
  • Samples
  • Equipment Delay
  • Emergency Courier
  • Hiring Equipment
  • Business Money
  • Cash Limit
  • Extra Baggage Delay




£1,000
£500
£500
£200
£200
£50 per complete day: up to £500
£1,000
£500
£100 after the first 12 hours, £500 after 24 hours




£130
£130
Nil
£130
£130
Nil
£130
£130
Nil
Travel Disruption Cover (Optional) - Your policy can be extended to cover you for Travel Disruption Cover on payment of an additional premium
Extended Cancellation and Curtailment
£1,000 £130
Extended Travel Delay
Nil Nil
Public Transport
£20 after the first 12 hours
and then £10 per 12 hours
after to a maximum of £100
Nil
Accomodation
£1,000 £130
Extended Missed Departure
£500 £130
Extended Disaster Cover
£1,000 £130
 
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